Account Officer 1 (Saavedra, Zamboanga City)

Job description
This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

### Responsibilities

*
* Actively solicit microfinance loan accounts to meet the business needs of the customer
* Analyze overall loan applicant's qualifications to determine feasibility of granting loans
* Initiates credit and collection activities to ensure credit quality of accounts
* Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
* Ensures adherence to the bank's policies and procedures
* Execute sales and/or marketing activities that will achieve volume targets
* Attends to inquiries and other requirements of the clients
* Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
* Perform other functions that may be assigned to him/her

### Qualifications

*
* Graduate of any 4 year degree course
* Possesses good selling, communication and customer service skills.
* Must have basic mathematical knowledge.
* With high integrity.
* Preferably familiar with computer software including word processing \& spreadsheets.
* With fieldwork and sales experience on Microfinance, an advantage.
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